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How to Raise Cash Quickly

There are many reasons why you may need to raise cash quickly. It could be due to an unexpected expense, a temporary cash flow problem, or an opportunity that requires immediate funds. Whatever the reason may be, there are several ways to raise cash quickly.

1. Sell Unwanted Items

One of the easiest ways to raise quick cash is by selling unwanted items. Whether it’s old clothes, electronics, or furniture, there are many online marketplaces that make selling items quick and easy. Some popular options include eBay, Craigslist, and Facebook Marketplace.

2. Participate in Online Surveys

Many companies are willing to pay individuals to take online surveys in order to gather market research. While the pay may not be substantial, participating in online surveys can be a quick way to raise a few extra dollars. Some popular survey sites include Survey Junkie, Swagbucks, and Vindale Research.

3. Rent Out Unused Space

If you have unused space in your home, such as a spare bedroom or garage, consider renting it out for extra cash. Short-term rental options such as Airbnb or Vrbo can be a great way to make extra money on the side. Just be sure to check your local regulations and insurance policies before renting out your space.

4. Freelance Your Skills

If you have a specialized skill set, consider offering your services as a freelancer. Platforms such as Fiverr and Upwork allow individuals to offer their skills to clients from around the world. Examples of freelance services include writing, graphic design, and social media management.

5. Drive for a Rideshare Service

Services such as Uber and Lyft allow individuals to earn extra cash by driving passengers to their destinations. While earnings may vary based on location and demand, driving for a rideshare service can be a flexible way to make extra money on the side.

6. Participate in the Gig Economy

The gig economy refers to a market of short-term jobs or projects that offer temporary work. Examples of gig economy jobs include food delivery, dog walking, and even virtual assistant work. Platforms such as TaskRabbit and Gigwalk can be a great way to find gig economy jobs in your area.

7. Borrow from Family and Friends

While not always the most comfortable option, borrowing from friends or family can be a viable way to raise quick cash. Be sure to discuss repayment terms and any other details beforehand to avoid any misunderstandings or tension.

8. Take Out a Personal Loan

If you have a good credit score and a steady income, taking out a personal loan can be a quick way to get cash. Personal loans typically have lower interest rates than credit cards and can provide a lump sum of cash upfront. However, be sure to carefully consider repayment terms and any associated fees before taking out a personal loan.


While there are many ways to raise cash quickly, it’s important to carefully consider your options and choose the one that’s right for you. Whether it’s selling unwanted items, freelancing your skills, or taking out a personal loan, there are many viable options available. Just be sure to weigh the pros and cons before making any decisions.

Representative Example
APR, Total Loan Costs & All Applicable Fees

Loan Amount $1,000 $2,000 $5,000 $10,000
Interest Rate 24% 19% 13% 8%
Loan Term 12 Months 24 Months 48 Months 60 Months
Fee 3% 5% 8% 10%
Fee Cost $30 $100 $400 $1,000
Repayment $94.56 $100.82 $131.67 $202.28
APR 29.82% 24.12% 18.23% 9.20%
Total Payments $1,134.72 $2,419.68 $6,320.12 $12,136.80
Total Costs $164.72 $519.68 $1,720.12 $3,136.80

The website is not an offer to lend. The website only provides a service and is not an agent, representative, or broker of any lender and does not endorse or charge you for any loan or product. The website operators are not lenders, do not make loans of any type, and do not make credit decisions.

The website collects personal information provided by you and forwards it to partners in our lender network. You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any loan product with any service provider or lender. Loan amounts vary from $100 and $35,000 but not all lenders can provide up to $35,000. Providing your information on the website does not guarantee you will be approved for a loan or credit product.

Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. If you have any questions, contact your lender directly for details, questions, or concerns regarding your loan or credit product. Short-term cash loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution.

This service and lenders are not available in all states. Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union or may perform alternative credit checks or consumer reports through alternative providers. By submitting your request, you acknowledge, agree, and authorize that (a) your information may be sent to lenders and/or third-party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.

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